Disability

Protect your Income with Disability Insurance

Disability Insurance is about protecting the goose who lays the golden eggs! If you do not protect the goose, the eggs or income disappears with it. There are several different types of disability; individual (long‑term and short‑term), business overhead expense protection, and “key‑person” or “key‑man.” These are the most common.

Disability is a good idea for anyone who spends a lot of time outdoors, for someone who enjoys recreational sports, or anyone who would have a hard time paying bills if they were unable to work. Medical and Dental professionals need their own occupation disability!

Watch this video to get additional information about the types of things you need to be aware of when purchasing disability insurance.

Our Disability Companies

Individual Disability

Watch this video to get additional information about the types of things you need to be aware of when considering Individual Disability Insurance.

Business Disability:

Watch this video to get additional information about the types of things you need to be aware of when considering Business Disability Insurance.

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What are the odds?

We all take risks everyday! Driving, our employment, recreational activities, trips, and we cannot control the carelessness of others!

How does it work?

If you are unable to work, to pay for your business expense, or to replace a “key‑person”.

You get what you pay for!

If you are a medical or dental professional own occupation disability is a must!

What is BOE or Business Overhead?

If you are unable to work, it pays your core business expenses until you can return to work or sell your practice!

What is “Key-Person” Disability?

It pays for a short‑term replacement should a “key‑person” become disabled.

Business Overhead Expense

Watch this video to get additional information about the types of things you need to be aware of when considering Business Overhead Expense Disability Insurance.

Group Disability Solutions

Watch this video to get additional information about the types of things you need to be aware of when considering Group Disability Insurance Solutions.

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